FINANCING SOLUTIONS
PRODUCTS
ALIGN COMMERCIAL FINANCE is an asset-based lender providing term loans, capital leases, working capital revolvers as well as other structured transactions leveraging machinery and equipment, accounts receivable and inventory assets as collateral that are customized to meet the borrower’s needs.
We offer customized financing solutions between $2 million and $30 million on competitive and attractive terms, including:
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12 to 48 months maturity
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Limited financial covenants
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Flexible structures
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Streamlined underwriting and closing processes
ALIGN has helped a wide range of borrowers across various industries and stages of life. Our financing transactions can satisfy several needs, including:
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Working capital needs
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Restructuring
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Recapitalization
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Refinancing
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Expansion capital and fixed asset replacement
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Reorganization and liquidation
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Debtor-in-possession (DIP) financing
When called upon, we can work with banks and other lenders to acquire performing and distressed loans and leases (both individual positions and portfolios) on a secondary basis.
AREAS OF FOCUS
We lend primarily in the United States and Canada to companies across a wide range of industries, including:
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Agriculture
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Construction
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Energy
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Food & Beverage
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Healthcare
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Industrial
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Manufacturing
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Mining
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Pharmaceuticals
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Technology
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Transportation
OUR ADVANTAGES
There are many benefits to working with ALIGN:
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Experience working with referral sources
More than 80% of our prospective financings came from a referral partner. We share in the success of closing deals with our referral partners. -
Competitive, attractive lending terms
Our financing terms range from 12 to 60 months with limited covenants. -
Customized solutions
We provide financial solutions that are customized to meet the borrower’s needs. We offer competitively priced and flexible options designed to refinance the incumbent lender or to provide new capital. -
Efficient closing process
You and the borrower benefit from a streamlined underwriting and closing process, allowing companies to seize opportunities as they arise. We understand the need for urgency and our experienced team is well versed in structuring and closing financing solutions.